Member – NG’s 2020

BAD CHECKS AND CHECK SCAMS
2020

Sharing information about bad checks is one of the ways that NJFSC helps protect members.

When a check casher reports a bad check, other members are alerted via email and the information is also posted to our website.

If you receive a bad check, please email it to the Association at info@migrate.njfsc.org and we will notify our members

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DATE

RECEIVED FROM MEMBER

2/14/20

Another fake Republic Bank Tax refund check.
Automated system will provide you a verification number that is NOT authentic.

Denise Renee Clayton from Trenton, NJ- her ID was issued same
day she is presenting her check. Tried to cash it in Jersey City
and she is from TRENTON.
Be careful!! This is similar to ALERT back in January.

Alan Udell
144 Enterprises LLC
T/A City Check Cashing
220 Broadway
Jersey City, NJ  07306
T: 201.435.7100
F: 201.435.1604

2/10/20

This individual, KENNEDY DWAYNE, came into our location yesterday asking us if we can print some checks from his company and he sent us an email with this type of checks.  My teller called me before she printed his checks and I refused to do that. This morning I  contacted  the firm office and they were in shock about this situation.

Please be aware of this guy and be careful of this company in all your locations.
Alex Hernandez
Peoples Check Cashing 
973 569-4233
2/8/20
 Velocity Credit Union – Official Check

Confiscated this check after confirming with the credit union that it is counterfeit. The representative said that they have been receiving a lot of calls from New Jersey about these fakes.

Jim Lesczynski
United Check Cashing
North Arlington, NJ
201 955-1900
2/3/20

 Confirmed fake check. 

Regards,
Jose Fernandez
Friendly Check Cashing
973 484-5959
2/1/20
Counterfeit check was cashed at our location. We verified with bank but were unable to verify with the entity. Our longtime customer was  scammed as well and then sent the money to another individual who initially contacted our customer for chauffeur services opportunity that did not materialize. This scam is similar to mystery shoppers but a bit more complex – be on the look out.
Best regards,
Banc Alt LLC d/b/a Check Pros
785 Roosevelt Ave
Carteret, NJ 07008
Phone:  732-541-6100
Fax: 732-366-2788
1/28/20

This check was confiscated by me from a customer. We have this maker on file but is from a lawyer. When I questioned the customer and warned that I was calling the police, he immediately left the store.

Freddy Martinez
Anderson Check Cashing
201-487-3538
 1/27/20
 Altered/fictitious Western Union Money Orders
Anybody having issues with money orders that YOU issued (from Western Union), and then cashed, and then are returning “altered/fictitious”??  
 

Jim Blake, President
United Check Cashing
239 Bloomfield Avenue
Bloomfield, NJ 07003
(973) 743-3566 (office)
(973) 278-3443 (office)
(973) 743-3527 (fax) 

1/23/20

ID issued

 Republic Bank fake check. 

Just in the beginning of the tax season, we have already confirmed a fake Republic Bank tax refund check payable to Cheyenne Roberts for $3,400 in our New Brunswick location.The fraudsters are getting smarter as the information on the check will allow it to be verified, but it would not be an authentic verification. The website supplied, www.taxesprod.com , will bring you a web page stating: “SYSTEM IS FOR CHECK CASHING INSTITUTIONS ONLY. After inputting information in the corresponding fields, it states:
Tax Check Verification Information:
  • Picture identification must be presented to the financial institution or check cashing merchant in compliance with their check cashing policy.
This is not an authentic verification, as it does supply anything to write on the face of the check. After, we called the authentic Republic Bank verification line at 1-866-631-1040 and this check could not be located in the system. The Customer’s ID “For identification only” was created 8 days ago, which is another sign as there may be a fraudulent ID ring in the DMV.  Please verify all first time Republic Bank tax checks with:
Phone: 1-866-631-1040
Please see attached images.
Regards,
Jose Luis Fernandez, III, CAMS
Compliance Officer
Friendly Check Cashing Corp.
259 Broad Street
P.O. Box 9649
Newark, NJ 07104
(973) 484-5959
1/23/20

Be aware – VICTOR MARCELO HUALLPA MUNOZ

This guy VICTOR MARCELO HUALLPA MUNOZ has been to different check cashing locations. Every time a check bounces he walks away and never pays. We have gotten beat for $5,200. Do not cash for this customer.  Please see attached.
Regards,
Jose Luis Fernandez, III, CAMS
Manuel Hernandez
Compliance Officer
Friendly Check Cashing Corp.
259 Broad Street
P.O. Box 9649
Newark, NJ 07104
(973) 484-5959
1/21/20

 Fake check in Hazlet. 

Tim Harty
United Check Cashing
53 south Jefferson Road
Whippany, NJ 07981
Phone:  973-428-2929
Fax:  973-428-2885
1/19/20
 Possible Fraud

Good ID, Check looks fraudulent.

Toll free number connected to a generic website.
Alan Udell
City Check Cashing
201 435-7100

1/17/20

ID

Fake check Ampal Services

We have a confirmed check from Ampal services payable to Teresa R Moore for $489.21. We took the loss on this check as the teller cashed it. The check was returned from the bank as a duplicate presentment, but after calling the maker and speaking with Erika, she confirmed it as fake. She mentioned that there were over 4 check casher’s that have called her in reference to cashing these checks so be very careful. These check can be tricky due to account number being a Paylocity account, where many other companies have the same account number and the teller may not pay attention and cash it. I advise 1st time customers with Ampal Services checks to be verified. If you do receive these checks please call (732) 752-2002 and speak with Erika. Please see attached check and customer file.
Regards,

Jose Luis Fernandez, III, CAMS
Compliance Officer
Friendly Check Cashing Corp.
259 Broad Street
P.O. Box 9649
Newark, NJ 07104
(973) 484-5959
 

1/16/20

ID scan

 Returned Check. 

Do not cash NJ Lottery or any other checks for ABDALLATIF FAWAZ R. January 1st he cashed the attached check at the Edison location, endorsed it front of the teller. The previous day he did a mobile check deposit taking a picture of the back of another check to deposit it into his account..  As per NJ lottery he has 2 more outstanding checks which they are placing a stop payment on them.
Bernadette
Acme Check Cashing Services
Edison
732.549.8040
1/13/20
Counterfeit

Do not cash!!!!

Freddy Martinez
Anderson Check Cashing
201-487-3538
1/13/20

Addl Info

Additional Information: We turned down one of these suspicious checks from William Schwitzer & Associates last night. Same circumstances as described by Jose, but a different customer name. The drivers license is fake, and the customer came in late after the law firm was closed. When I called the law firm this morning for verification (at the number on google and on the check, not the number on the letter), the person Iooked up the check and said it was theirs and a good check. She also read back to me the same license information. When I pointed out that New Jersey license numbers contain the birth year in the two digits before the final digit, and those digits don’t match on this license, she said that they just take the ID that the client gives them and don’t verify it. Very strange.

Jim Lesczynski
United Check Cashing
North Arlington, NJ
201 955-1900
_____________________________________________________
Suspicious William Schwitzer & Associates, P.C. Checks
Since the first check presented to us from Eddie Jackson from supposed law firm William Schwitzer & Associates, P.C. located 820 Second Ave., New York. (212) 683-3800 for $9,500 on 11/13/2019, I initially attempted to verify check, but at the time the law firm was closed. We realized customer presented us with a false ID and customers address on false ID was very far from Newark, we then denied the check. After this, customer then went to City Check Cashing with Alen Udell in Jersey City, where Allen denied check and then presented the situation with NJFSC.
Then on 12/30/2019, the same individual who presented us with false ID claiming to be Eddie Jackson, now shows up in our Harrison location with a false ID claiming to be Willcurt Ustes Grant-Zelaya with another check from same law firm for $9,500.
On 01/10/2020, a different individual came with a false ID with the same name Eddie Jackson and address prior, but now individual is of darker color with a check  for $21,500.
With suspicion already around these checks, Manuel Hernandez confiscated the check along with the ID.
After confiscating the check and ID, we then called the number on the letter presented. He requested to verify the check and they said it was a good check. Manny refused the check because he couldn’t believe a law firm would issue a check of large quantity with a false ID. We already had suspicion the number on the letter could have been false to begin with.
After conducting research on law firm online with multiple listings, we saw the same phone number on these websites along with the front of the check, which was different than the number on the presented lawyer’s letter.
Manny and I called the law firm with number online and on the checks and explained the whole situation with other lawyers in the firm. We told them the check numbers of the three checks and they did have them in their system. Since we mentioned individuals were presenting these checks with false ID’s, the lawyers informed us the real Eddie Jackson’s DOB was different then on the False ID’s and he was from the Bronx, not Collingswood, NJ. They also claimed Willcurt Usted Grant-Zelaya went to the Dominican Republic.
They want us to send them all of the information to their law firm and will keep in touch on Monday 01/13/2020.
We do not have a definitive answer yet for these checks and will inform association once contacted by law firm.
Please see attached documents that will better explain situation.
Clearly do not cash these checks by any means!!!
Regards,
Jose Luis Fernandez, III, CAMS and Manny Hernandez
Compliance Officers
Friendly Check Cashing Corp.
259 Broad Street
Newark, NJ 07104
1/13/20

Bad payee alert. Beware payee named below has bounced a check since October and has refused to pay and has stated that he has no intention to resolve this matter. We believe payee is cashing his checks at other check cashing locations,BEWARE as he is known for this type of practice.

Payee Name: Paul Niemiec
Address: 43 South Whittier Street
                 Carteret, NJ 07008
Banc Alt LLC d/b/a Check Pros
785 Roosevelt Ave
Carteret, NJ 07008
Phone:  732-541-6100
Fax: 732-366-278
 1/8/20

 $13,000 bank check collected. After receiving my letter, the bank contacted my store and brought a replacement check.  Just wanted to update everyone on the outcome.

Tim Harty
United Check Cashing
53 south Jefferson Road
Whippany, NJ 07981
Phone:  973-428-2929
Fax:  973-428-2885

1/6/20

 Counterfeit check. 

This check is counterfeit and although very similar to the real ones, this one has a different signature.
We spoke the customer and trying to collect funds from her, but unfortunately  she has not came in.  Now her phone is off.
BE CAREFUL!!!!
Banc Alt LLC d/b/a Check Pros
785 Roosevelt Ave
Carteret, NJ 07008
Phone:  732-541-6100
Fax: 732-366-2788
1/6/20
Counterfeit check.

This check is counterfeit and although very similar to the real ones, this one has a different signature.

Freddy Martinez
Anderson Check Cashing
201-487-3538